Privacy Policy

Scion Underwriting Services (“Scion”, “Company”, “we” or “us”) values its customers and is committed to protecting and respecting your privacy. This Data Privacy Notice explains how we collect, use, process, disclose and protect any information we collect or receive about you. This Data Privacy Notice applies to information and personal data provided by customers, brokers, coverholders, claimants, third party agents (TPAs) and complainants when you visit the website (our “Website”) and our practices for that information. It does not apply to information collected by: (a) us offline or through any other means, including on any other website operated by Company or any third party (including our affiliates and subsidiaries); or, (b) any third party (including our affiliates and subsidiaries), including through any application or content (including advertising) that may link to or be accessible from or on the Website. Please read this Data Privacy Notice carefully to understand our practices regarding personal data. If you do not agree with our policies and practices, your choice is not to use our Website. By accessing or using this Website, you agree to this privacy policy. This policy may change from time to time. We will notify you about significant changes to this policy by placing a prominent notice on our Website and/or by updating any privacy information in this policy. Your continued use of the Website and/or any services available through the Website after such modifications will constitute your: (i) acknowledgment of the modified privacy policy; and (ii) agreement to abide and be bound by that policy.

Scion complies with the principle of ‘data minimisation’ by avoiding collecting or processing your personal data other than to achieve the purposes set out in this Data Privacy Notice.

We collect and process your personal data where necessary to enable us to:

  • arrange, underwrite or administer insurance contracts or claims under insurance contracts
  • satisfy our obligations under an insurance contract
  • comply with a legal obligation, including carrying out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection
  • pursue our legitimate interests in providing insurance services to our customers
  • investigate and defend legal claims
  • present our Website and its contents to you
  • provide you with information, products, or services that you request from us
  • fulfill any other purpose for which you provide the information
  • notify you about changes to our Website or any products or services we offer or provide though it

We collect this information:

  • Directly from you when you provide it to us.
  • Automatically as you navigate through the site. Information collected automatically may include usage details, IP addresses, browser type, domain names, access times, referring website addresses, and information collected through cookies (see our Cookies policy ).

We do not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this Website.

We may store your data on servers provided by third-party hosting vendors with whom we have contracted.

The personal data we process may include details such as your name, address, marital status, date and place of birth, nationality and any other information that we collect about you in connection with the insurance from which you benefit including information about previous and current claims. If you apply for a position with us, the personal data may include your name, phone number, email and other information you provide to us in the process. It may include more sensitive details such as information about your health and any criminal convictions you may have and which we may need your consent to process. Where we need your consent, we will ask you for it separately. You do not have to give your consent and you may withdraw your consent at any time. However, if you do not give your consent, or you withdraw your consent, this may affect our ability to continue to provide the insurance cover from which you benefit and to handle your claims.

We may disclose personal information that we collect or you provide as described in this policy:

  • To our subsidiaries and affiliates.
  • To contractors, service providers, and other third parties we use to support our business.
  • To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Scion’s assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding (collectively, a “Merger”), in which personal information held by Scion about our Website users is among the assets transferred.
  • To comply with any court order, law, or legal process, including to respond to any government or regulatory request.
  • To enforce or apply our terms and conditions and other agreements, including for billing and collection purposes
  • if we believe disclosure is necessary or appropriate to protect the rights, property, or safety of Scion, our customers, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.

This Website uses Google Analytics, a web analytics service provided by Google, Inc. (“Google”). Google Analytics uses cookies to help the Website analyze how users use the site. The information generated by the cookie about your use of the Website (including your IP address) will be transmitted to and stored by Google. For more information about Google Analytics and how Google uses your information, see here. You may refuse the use of cookies by selecting the appropriate settings on your browser, or by enabling the Do Not Track settings in your browser, however please note that if you do this you may not be able to use the full functionality of this Website. By using this Website, you consent to the processing of data about you by Google in the manner and for the purposes set out above.

To allow us to meet our obligations and effectively provide our services to you, it may be necessary to pass your personal data onto external parties including other insurers, agents or brokers, reinsurers, loss adjusters, sub-contractors, regulators, law enforcement agencies, fraud and crime prevention and detection agencies and compulsory insurance databases. Your data will be shared securely, and only when absolutely necessary. When personal information is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol. We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmissions over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (i) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) security, integrity and privacy of any and all information and data exchanged between you and us through this Website cannot be guaranteed. Your personal data will never be sold to external parties or organisations for marketing purposes. For more information about how your personal data may be shared with other participants in the insurance market please review the London Insurance Market Core Uses Information Notice which sets out those core necessary personal data uses and disclosures. Scion’s core uses and disclosures are consistent with the London Market Core Uses Information Notice. If the ownership of all or substantially all of our business changes, of if Scion is subject to a Merger, we may transfer your information to the new owner. In such a case, your information would remain subject to the promises made in any pre-existing privacy policy.

This is a link to the Core Use Information Notice: We may transfer or share your data outside the European Economic Area. We will always take steps to ensure your data is treated and transferred securely with appropriate safeguards and controls in place.

We will not keep personal data for longer than necessary for the purpose for which it is processed. However, laws and regulations may require us to keep records for specific periods of time and we may also need to keep records in order to administer the insurance relationship, to fulfil our contractual or statutory obligations or to resolve queries or disputes which may arise.

Under Data Protection regulation you have the right to:

  • obtain a copy of your personal data held by Scion
  • have any incorrect personal data updated
  • request the erasure of any of your personal data
  • restrict the use of your personal data
  • object to the use of your personal data
  • request the personal data you provided to Scion be moved to another organisation

If you wish to exercise any of these rights please write to the below address stating your request and contact details. However, there may be reasons why we are not able to comply with your request (particularly relating to the restriction of or objection to use of personal data) where we are required to keep and use that data to comply with legal or regulatory requirements and/or it is necessary for us to administer your insurance contract. In order for us to respond to your requests effectively and efficiently, please provide any further information you feel is necessary.

Your California Privacy Rights
If you are a California resident, California law may provide you with additional rights regarding our use of your personal information. California’s “Shine the Light” law (Civil Code Section § 1798.83) permits California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please write us at: Scion Underwriting Services, 3333 Lee Parkway, Suite 629, Dallas, TX 75219

Effective as of June 26, 2019